Payment Platforms & Financial Technology
PayPal was incorporated in Delaware in 2015 and is a leading technology platform company that enables digital and mobile payments for consumers and merchants worldwide. Our vision is to democratize financial services and our goal is to increase our relevance for consumers and merchants to manage and move their money anywhere, anytime. Our combined payment solutions, including our PayPal, PayPal Credit, Braintree, Venmo, Xoom, Honey, and Zettle products, compose our proprietary Payments Platform.
PayPal operates a two - sided proprietary global technology platform that links our more than 430 million account holders around the globe to facilitate the processing of payment transactions. We enable consumers to safely exchange funds with merchants using a variety of funding sources and offer merchants an end - to - end payments solution that provides authorization and settlement capabilities, and instant access to funds. Through PayPal, consumers engage in cross - border shopping and merchants extend their global reach while reducing the friction in cross - border trade.